Annual Loan Reviews

Annual loan reviews, term loan reviews, largest borrower reviews. It has many names, but the need is the same. Identify the borrowers who need it, get updated documents, review the situation, and make any suggestions on the credit. It can be a lot of work for something that you hope changes nothing. With Teslar, this process becomes semi-automated and manageable. Let Teslar auto identify the loans, create workflows for the steps, manage expectations, and send out consistent reviews for management approval all while keeping everyone informed of what is due and where everything is.

Auto detect loans

Teslar will auto-detect all loans that need an annual review.


Automated routing and workflow for the annual loan review from start to finish. No printing, scanning, or emailing needed.


Consistent and reliable processes from start to finish.


Teslar’s Construction Management module makes managing construction projects easier than ever. We can help you streamline your entire workflow, from funding and setting up inspection schedules to requesting and imaging loan draws. With Teslar, and the accompanying mobile app, all aspects of the construction loan process are contained within a single system, saving you time and allowing you to focus on your customers, not paperwork.

Mobile Friendly

Dedicated Android & iOS app for inspections, cell service not required. Sync via WiFi before and after inspections.

Draw process

Reduces risk of over-funding with Teslar's integrated draw process. Integrated with your core and image systems.


Teslar will auto-detect new construction loans, auto-assign them to inspectors and automatically log all data to imaging. No user required.


Teslar’s Criticized Loan Engine has the unique ability to auto-identify and group any relationship that needs to be included. All of this is possible because Teslar monitors every loan classification code and pulls in downgraded items to the criticized group automatically. Once identified, loans are included in the criticized loan workflow where Teslar does as much of the heavy lifting as possible, including collecting and documenting account information, payment history, and classification history, leaving the officer to fill in the narrative and submit.

Auto detect loans

Teslar will auto-detect all loans that meet the banks criteria for criticized assets and aggregate them into a single narrative.


Teslar will auto-assign all criticized assets to the correct officer, Special Assets officer, or credit analyst while allowing management the ability to see what is done and what is still pending.


With core and image system integration, every change and documented item will automatically be saved where it needs to go.


The process of managing exceptions doesn’t have to be a drain on your resources. Unfortunately, many financial institutions spend a large portion of their time tracking, documenting and satisfying exceptions by relying on spreadsheets, shared drives and outdated reporting tools that, at the end of the day, may not even give an accurate picture of their situation. Teslar has a comprehensive toolset to make this process a breeze, empowering your lending staff to reach their full potential by minimizing the time and effort required to manage exceptions.

Drag & Drop

Teslar can integrate any image system so that you can drag and drop a tax return and within minutes have the exception ready to clear and the document stored in your image system of choice.

Every Exception

From Policy to Covenants, Teslar covers every type of exception possible. Consolidate all your exception/tickler data into once place.


From participations to guarantee percentages, get a 100% accurate number on exceptions, no manual corrections needed.


With Teslar’s Internal Loan Review, users can easily filter down to any loans that they want to be reviewed and add them to a new or existing loan review. Customizable outputs allow different types of reviews; a consumer loan review can not only ask completely different questions than a commercial real estate review, but also provide a totally different export designed for ease of reading based on what information your bank feels is most important. When a review is finished, a customizable summary of the report allows you to send out what exceptions need to be added or removed for any loans in the review, or show what loans have had drastic risk fluctuations, or much more.

Quick and Easy

Quickly select exactly what loans you wish to review.


Ask only the important questions; get the output you need.

Instant Summaries

Get a summary of all loans reviewed, or just a few, in only a couple clicks of the button.


Effective portfolio management is a vital bank process. Teslar provides an intuitive and efficient means to manage potential risks in the loan portfolio. Loan portfolio managers can quickly identify loans that need to be addressed, therefore spending their time working on the issues, not trying to find them.


Easily monitor the entire portfolio and identify issues before they become problems. No waiting for reports. See what you need, when you need to.


Quickly drill down into loan details, from collateral, transactions, to the customer's deposits. Get to anything you need in a mouse click.


Take notes and make comments on any loan or deposit and have them flow up to management. No more miscommunication, keep everyone informed.


No matter their size, every bank has workflows and forms. The difference is how that bank scales their workflows as they grow. Do they add more people, or do they optimize the process? At Teslar, we sit with each client to understand the process and to custom tailor a workflow that works for their group. From Risk Rate changes to File Maintenance, Teslar can help your bank keep everything electronic, on time, and allow for perfect visibility into your operations.


100% electronic forms and workflows that allow users to only answer questions that matter to the task they are performing. No more forms with 100 questions that users need to dig through to answer the 3 that pertain to them.

Single location

Give users a single place to start any form/workflow no matter what image or core system it needs to end up in. Everything in Teslar is integrated. No scanning to imaging or typing in data that is already known.


With Teslar, everyone knows where something is at all times. No matter the number of forms active, Teslar can help give your bank visibility into your processes to help you scale for the future.